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Terms of Use


1.1 By using and accessing (the “Site”), you conclude a legally binding agreement with the owner and administrator “we” or “us”), of the Site.

1.2 You accept without limitation or qualification the Terms of Use, including the Privacy Policy

1.3 We may amend these Terms of Use at any time by posting a revised version on the Site. However, an individual notice will not be sent to you. Any amended Terms of Use shall replace all previous versions of the same. If you do not agree to the amendments or changes to the Terms of Use, you should immediately cease use of any of the services on the Site. After any such amendment becomes effective, we will deem your continued use of the Site to constitute acceptance and agreement to such amendment. You can review the most current version of the Terms of Use at any time at

1.4 We will, from time to time, post on the Site, guidelines, and rules relating to the use of the Site. All such guidelines or rules are hereby incorporated by reference into the Terms of Use.


2.1 You agree to comply with the Policy of Acceptable Use
in using the Site. We may remove or delete any content that you have provided on the Site if we, in our absolute discretion, suspect that you have violated the Policy of Acceptable Use.

2.2 In carrying out any transactions with us on or in relation to the Site or registering an account with us on the Site, you warrant that:

• you are above 21 years of age;

• you are using your actual identity;

• the personal data that you have provided to us are true, accurate, complete, and current; and

• you will maintain and promptly update your personal particulars and ensure that such information is kept true, accurate, complete, and current.

2.3 Children (users below the age of 21 years) are not eligible to use the Site or provide any personal data on the Site unsupervised. If you are below 21 years of age, you may use the Site and provide any personal data on the Site only after you have obtained consent from your parents/legal guardian or if you are under the supervision of your parent/legal guardian.

2.4 If we have given you (or where you have chosen) a password which enables you to access certain parts of the Site, you acknowledge that you are fully responsible for maintaining the confidentiality of your password, and all activities occurring under your account.

2.5 You agree to notify us of any breach of security of your password.

2.6 We will not be liable for any loss or damage arising from your failure to comply with this Clause 2.


3.1 By using and accessing the Site, you will be exposed to information, data, text, software, photographs, graphics, video, messages or other materials that we and/or other users of the Site upload, post, email, transmit or otherwise make available on the Site (“Site’s Material”) whether publicly or privately.

3.2 You understand the Site’s Material may be offensive, indecent or objectionable.

3.3 You understand that the Site’s Material may only be used for your own and non-commercial use, and not for publication, distribution, transmission, retransmission, redistribution, broadcast, reproduction or circulation to someone else in the same company or organisation, and not for posting to other websites or forums, newsgroups, mailing lists, electronic bulletin boards, or Internet Relay Chats operated by other websites.

3.4 You agree not to reproduce, display or otherwise provide access to the Site or the Site’s Material on another website or server.

3.5 We are, under no circumstances, liable for any Site Material, including but not limited to, any errors or omissions in any Site Material, or for any loss or damage of any kind incurred as a result of the use of any Site Material posted, emailed, transmitted or otherwise made available on the Site.


4.1 You use the Site is at your sole risk. We disclaim all warranties of any kind, whether express or implied.

4.2 We reserve the right at any time and from time to time to modify and discontinue, temporarily or permanently, any services of the Site (or any part thereof) with or without notice. You agree that we shall not be liable to you or to any third party for any modification, suspension or discontinuance of such services.

4.3 We make no warranty that:

• the Site will meet your requirements;

• the Site will be uninterrupted, timely, secure and error-free;

• any results that may be obtained from the use of the Site will be accurate or reliable; and

• the quality of any products, services, information or other material purchased or obtained by you through the Site will meet your expectations.

4.4 We cannot and do not endorse, and cannot be responsible for, the messages, views, opinions, research and recommendations of individuals, users, and organisations of deemed interest, or advocate any patronage of any particular service provider, course of treatment or commercial dealings in any securities, investments or classes of securities or investments nor does the inclusion on the Site of a link to other websites or resources imply any form of endorsement by us.

4.5 We do not actively review or edit the messages, views, opinions, research, and recommendations of users, even if such messages, views, opinions, research, and recommendations are made by the users using the Site. While the information on the Site has been obtained from sources believed to be reliable, none of the data, news, information, reports or opinions nor any of the recommendations (if any) has been customized for any specific person or class of persons. Therefore, please use the Site at your own risk.

4.6 By making available information and data pursuant on the Site, including facts, views, opinions an, recommendations of individuals and organisations of deemed interest, we and our content providers are not giving or purporting to give or representing or holding themselves out as giving financial, investment, tax, legal and other professional advice. You shall always seek the relevant professional advice before otherwise making any such decisions.

4.7 We may monitor or review any areas on the Site where you transmit or post communications for the purpose of promoting its efficiency, usefulness, and appropriateness of use. However, we do not undertake to monitor or review every posting or communication, and we disclaim any and all liability relating to all Site Material, whether or not arising under the laws of copyright, trademarks, libel, privacy, obscenity, or otherwise.


5.1 You agree to indemnify and hold us, and our subsidiaries, affiliates, officers, agents or other partners, and employees, harmless from any claim or demand, including attorneys’ fees, made by any third party due to or arising out of any content that you submit, post, transmit or make available on the Site, your use of the Site, your connection to the Site, your violation of the Terms of Use, or your violation of any rights of another party.


6.1 We shall not be liable to you for any direct, indirect, incidental, special, consequentialces or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data or other intangible losses (even if we have been advised of the possibility of such damages), resulting from:

• the use or the inability to use the Site;

• the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the Site;

• unauthorized access to or alteration of your transmissions or data;

• statements or conduct of any third party on the Site; and

• any other matter relating to the Site.

6.2 Any claim of any nature whatsoever by either party against the other party and any action against the other party must be commenced within 2 years after the date on which the cause of action arises, following which the aggrieved party shall have no further claim whatsoever against the other party.


7.1 All personal data about you is subject to our Privacy Policy

7.2 The Privacy Policy
is deemed incorporated into the Terms of Use by reference to this Clause.


8.1 If you believe that your copyright has been infringed, please notify us here

8.2 Please note that we will only accept and act on notices in the English language that comply with this Terms of Use. Any notices that do not comply with the above will be rejected, and we will not take any action in relation to such rejected notices.

8.3 Within 4 weeks of receipt of a compliant notice of infringement, we will take the actions described below:

• expeditiously take reasonable steps to remove or disable access to the allegedly infringing electronic copy; and

• after removing or disabling access to the allegedly infringing electronic copy, expeditiously take reasonable steps to notify the user who had made that content available (“Content
Owner”) via the contact details that the user has provided to us. In doing so, we will also provide the Content Owner with a copy of the notice of infringement.

8.4 If the Content Owner provides a counter-notice, and this counter-notice is provided to us within 4 weeks of the date that we notify the Content Owner of the removal or disabling of access to the allegedly infringing content (“Notification Date”):

• we will expeditiously take reasonable steps to restore, or to restore access to, the allegedly infringing content, if it is technically and practically feasible to do so; and

• if, before we complete the necessary steps to restore, or to restore access to, the allegedly infringing content (where it is technically and practically feasible to do so), the owner of the copyright in question commences proceedings to prevent the restoration of, or the restoration of access to, the allegedly infringing content, and we are informed of such proceedings, we will cease such steps to restore, or to restore access to, the allegedly infringing content.

8.5 If the Content Owner does not provide a counter-notice within 4 weeks of the Notification Date, we will take no further action and we will consider the case to be closed.


9.1 We may, under certain circumstances and without prior notice, at our sole discretion immediately terminate your account (if any). Cause for such termination shall include without limitation:

• breaches or violations of the Terms of Use, Policy of Acceptable Use, or other incorporated documents, guidelines or rules;

• request by law enforcement or other government agencies;

• self-initiated account deletions;

• infringement of intellectual property rights of others;

• discontinuance or material modification to the services on the Site, or part thereof;

• unexpected technical or security issues or problems; or

• extended periods of inactivity.

9.2 Termination of your account shall result in:

• removal of access to and barring of further use to all offerings of the Site that are associated with such account; and

• deletion of your password and all related information, files, and content associated with or inside your account (or part thereof).

9.3 Termination of your account shall be without prejudice to any other rights or remedies we may be entitled to under the Terms of Use, at law or in equity and shall not affect any accrued rights or liabilities nor the coming into or continuance in force of any provision which is expressly or by implication intended to come into or continue in force on or after such termination.


10.1 Upon your upload of any images, photographs, and/or listing descriptions onto the Site (the “Content”), you shall give us a worldwide, royalty-free, irrevocable licence to use, store, host, reproduce, modify, adapt, watermark, communicate, publish, publicly perform, publicly display, create derivative works, and distribute the Content. By uploading the Content, you warrant that you own the copyright of the Content and thus have the requisite rights to licence it to us as stated. We shall have the right to watermark the photographs within the Content and the copyright in the final watermarked photographs shall belong solely to us. All other names, products and marks mentioned are the intellectual property rights of their respective owners. No materials provided through the Site, including text, graphics, code, ratings, rankings, databases, aggregated information, Site Material and/or software may be reproduced, modified, adapted, distributed, published, displayed, uploaded, posted, transmitted or hyperlinked in any manner and in any form without our express, prior written approval, and the approval of the respective copyright and trademark holders. The Site and Site Material is for your personal use only, and you may not engage in any dealings with other parties regarding such services and contents. Such dealings include commercial dealings and dealings which will adversely affect the commercial value of the Site and Site Material.


11.1 Our failure to exercise or enforce any right or provision of the Terms of Use shall not constitute a waiver of such right or provision. If any provision of the Terms of Use is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms of Use remain in full force and effect.

11.3 Any account that you may have with us is not transferrable and any rights to such account will terminate upon your death. Upon receipt of a copy of your death certificate, your account will be terminated and all content that you have generated in your account will be permanently deleted.

11.4 All notifications to us pursuant to the Terms of Use shall be sent via email to

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